"Very Friendly & Efficient Broker With Whatever It Takes Attitude Roy efficiently navigated us through a very complex mortgage refinancing process and made it happen. Throughout the process, Roy kept us up to date of happenings on a daily basis. With his very deep insight of mortgage industry, Roy guided us proactively and ensured that we were all prepared with the needed paperwork even before the bank asked for it. This helped save lot of time. He also guided us efficiently throughout he rate lock process so that we got the lowest rate possible and had the rate locked for sufficient amount of time for us to close. In the process of this loan, Roy has become a very dear friend to our family. Roy is reachable anytime of the day, and is extremely responsive to text, phone calls and emails. His Customer Centric Focus is something which everyone will find very appealing to work with. With the completion of our loan process, Roy will be very missed. Any future mortgage lending needs, we definitely know who to contact. Will recommend Roy with extreme enthusiasm."

"Roy is AWESOME! I've done business with Roy over a 20 year period. The latest was a home purchase in Aug-Sept 2016. From day 1 through my latest home purchase, Roy has always delivered the same exceptional service. What I have always liked about Roy is that he is very easy to work with and makes the process so uncomplicated. He always takes my calls or calls me right back, and the expenses and fees have always been low and reasonable. Roy has always delivered on time and as expected, and even beyond my expectations on my latest home purchase. My sons will be in the market for a home soon and I have already told them about Roy for when that time comes. And that is the absolute highest recommendation I can give."

"Having dealt with many loan brokers over the last 35 years, we find Roy the most competent and effective. Roy has helped us to obtain loans on several residential and commercial projects. In each instance, we were greatly impressed by his professional and prompt action in obtaining the best rates and terms available. Roy handled it all, making the process a smooth and effortless transaction for us. We strongly recommend Roy, if you look for an diligent, responsible and market savvy professional to help you in your next commercial transaction."

"Roy had serviced several of our loans. In each of them, he was professional, knowledgeable and yet understanding and advocated our needs. He was prompt and very sensitive of timelines. He made the process easier and less stressful. Thank you, Roy."

"We have known and worked with Roy for years, and he has greatly helped us with actually quite a few refinances. He is always very helpful, knowledgeable, resourceful, and successful! Whenever we would just have a question, even when we were not working on a loan, he was willing to answer our call and go above and beyond to help us. We have complete confidence in him and have referred him to friends who are equally satisfied. Not only is he exceptional at what he does, he is a very, very nice man!"